About Dane Bentley

My goal is to help people grow financially by educating them about the best mortgage options, tailored to their needs and desires. I moved to Colorado shortly after graduating college with a degree in psychology from the State University of New York at Geneseo in 2017. Growing up in Buffalo, NY I was used to the snow, but the Rocky Mountains, active lifestyle and diverse population convinced me that Colorado would be my long term home. Shortly after exploring much of what Denver has to offer, I realized I loved to help people. I followed the footsteps of my cousin and step brother, and got into mortgage lending.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See What People Are Saying About Us

Dane and the rest of the team at Spire Financial did an awesome job navigating me through my first home mortgage, from walking me through pre-qualification through finding a mortgage that worked best for me. Additionally he went ahead and beyond by working with me and my realtor to ... READ MORE Tim Noble
Dane was very accommodating throughout the process and answered all my questions. Thanks for the smooth deal! jason S
Dane and his team did an exceptional job on my VA Home Loan in Colorado. As am Officer in the Army and a first time Homebuyer, I wasn't sure of what my options were. Dane did an amazing job at educating me about the VA Home Loan benefits that came with me being Active Duty. As my ... READ MORE Kyle Wanamaker Army Officer, First time homebuyer
Dane was extremely easy to work with and was very proactive in his communication with me. I was originally apprehensive about going through the process of refinancing my mortgage, but Dane made the experience as painless as possible. I'm very happy I went with Dane and the Spire team! Tyler Burgasser Director of Operations
Dane was always communicative and was fun to work with. He did a great job of explaining everything to us, and was patient and clear. The presentations were easy to understand and very helpful to see our options. If Dane didn't know the answer to any of our questions he would make ... READ MORE Theresa Mowat Realtor
I am very grateful for the job that Dane did to help me refinance my home mortgage. I was dealing with fraud that had ruined my credit scores, but Dane was able to help me improve my scores to secure a great rate on my mortgage. He is saving me A LOT of money over the long run, and I ... READ MORE Matthew Bocklet President of Denver Outlaws
Dane is phenomenal - I would recommend to anyone. He is responsive and helpful at every turn of the process and willing to go out of his way to make things work. I can't speak highly enough of going through the mortgage process with Dane at my side Hunter Allen Sr Analyst
Dane was wonderful and super helpful. I was refinancing my house but also buying out the other partner involved. Of course they moved out of state but Dane made sure everything was taken care of even though it wasn't a traditional situation. He always made sure to go out and ... READ MORE Codi Groszkiewicz
Dane is great with follow up and super easy to work with! Anonymous
Dane was a solid loan officer. He was patient as I asked him questions for 6 months before my purchase, was immediately responsive when I needed him at key points during the process, and made sure I was constantly aware of where we were at in the process. He was everything I ... READ MORE Max D
My husband and I were moving to Colorado from out of state and Dane was instrumental in helping us keep the the home buying process as easy as possible. It was our first home and he helped us find a loan that worked with our budget and navigate a tricky appraisal. Julianne New Homeowner
Dane Bentley got my mortgage process started for a house I wanted to purchase in Utah. He promptly told me all the documents I would need in order for pre-qualification during the age of covid. Since I was purchasing a home it Utah I was transfer to Dane's colleges with a Utah ... READ MORE Gregory Palombo Customer of Dane Bentley's
Dane helped my wife and I get into our first home. We both work in the non profit/education field and have a significant amount of student debt. Dane was able to help us figure out a loan that worked and allowed us to buy a home during a pandemic. Melissa Sullivan New homeowner
As a first time home buyer Dane was an outstanding asset throughout the entire buying process. He's guidance during our in person and virtual meetings helped me to find the exact mortgage I needed for my budget. I really enjoyed how quickly Dane was able to provide me with ... READ MORE Cody Sinnott Enterprise Sales Rep
Dane is great at communication and staying in touch. Effectively answered all our questions and got us a great rate. Brent Bass Engineer
Dane was awesome! I have done numerous property loans over the years and can honestly say that Dane is one of the best I’ve worked with. I felt like he really had our best interest at heart. Being super busy running a remodeling business it was a relief for me to have someone ... READ MORE Aaron Brogan Owner of Remodeling company
Dane is a great listener and effectively and efficiently evaluates the problem statement. He is able to synthesize information and provide a recommendation for the unique situation. Dane was able to reduce my loan by several basis points and save me nearly 10% on my monthly bill for a ... READ MORE Charles Harrington Program Manager
While our first transaction together had its own challenges, Dane and I were able to work together to overcome them all! Overall, I am very impressed with Dane's ability to work as a team. He proved himself as a true business partner and I'm looking forward doing business with ... READ MORE Samantha Gilbert Samantha Gilbert Real Estate Agent
Dane was a perfect Mortgage Loan Officer throughout the entire process. As a first-time home buyer, I really was not sure what I could afford or how the home-buying process worked. Dane walked me through step-by-step and helped me understand all the ins and outs of buying a home. He ... READ MORE Justin Oelke Operations Manager
Dane was a pleasure to work with, very prompt and detailed. When he didn't know the answer he tracked it down quickly and communicated effectively. We ran into a slight snag and Dane provided great customer service that financially benefited me positively. I very much ... READ MORE John Fedorczyk Application Support Lead
Recently refinanced my home through Dane and had a great experience! He’s an excellent communicator and was great at walking me through all of my loan scenarios. The best part was his conscious effort to stay on top of the market and get me the best rate possible. I worked ... READ MORE Dan Gloven Dan Gloven Software Engineer
Dane was a great help while guiding me through my refinance. Always accessible and ready to help with any questions or concerns that I had along the way. Dane made the entire process stress free and helped me save by offering the most competitive rates. I can't recommend Dane ... READ MORE Brian McAvoy
My wife and I recently refinanced our home with Dane and the Spire team. Not only were they able to get us a competitive offer, but we found that working with Dane and the rest of the team was extremely easy and organized. They are very knowledgable, quick to respond to questions and ... READ MORE Jason L

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